StateInsurance RequiredMinimum Liability Limits*
AL Bodily Injury & Property Damage Liability (effective 6/2000) 20/40/10
AK Bodily Injury & Property Damage Liability 50/100/25
AZ Bodily Injury & Property Damage Liability 15/30/10
AR Bodily Injury & Property Damage Liability 25/50/15
CA Bodily Injury & Property Damage Liability 15/30/5(m)
CO Bodily Injury & Property Damage Liability, Personal Injury Protection 25/50/15
CT Bodily Injury & Property Damage Liability, Uninsured Motorist, Underinsured Motorist 20/40/10
DE Bodily Injury & Property Damage Liability, Personal Injury Protection 15/30/5(j)
DC Bodily Injury & Property Damage Liability, Uninsured Motorist 25/50/10
FL Property Damage Liability, Personal Injury Protection 10/20/10
GA Bodily Injury & Property Damage Liability 15/30/10
HI Bodily Injury & Property Damage Liability, Personal Injury Protection 20/40/10
ID Bodily Injury & Property Damage Liability 25/50/15
IL Bodily Injury & Property Damage Liability, Uninsured Motorist 20/40/15
IN Bodily Injury & Property Damage Liability 25/50/10
IA Bodily Injury & Property Damage Liability 20/40/15
KS Bodily Injury & Property Damage Liability, Personal Injury Protection, Uninsured Motorist 25/50/10
KY Bodily Injury & Property Damage Liability, Personal Injury Protection 25/50/10
LA Bodily Injury & Property Damage Liability 10/20/10
ME Bodily Injury & Property Damage Liability, Uninsured Motorist 50/100/25(k)
MD Bodily Injury & Property Damage Liability, Personal Injury Protection (may be waived for the policyholder but compulsory for passengers), Uninsured Motorist 20/40/10
MA Bodily Injury & Property Damage Liability, Personal Injury Protection, Uninsured Motorist 20/40/5
MI Bodily Injury & Property Damage Liability, Personal Injury Protection 20/40/10
MN Bodily Injury & Property Damage Liability, Personal Injury Protection, Uninsured Motorist, Underinsured Motorist 30/60/10
MS Financial Responsibility Only 10/20/5
MO Bodily Injury, Property Damage Liability, Underinsured Motorist 25/50/10
MT Bodily Injury & Property Damage Liability 25/50/10
NE Bodily Injury & Property Damage Liability 25/50/25
NV Bodily Injury & Property Damage Liability 15/30/10
NH Financial Responsibility Only** 25/50/25
NJ Bodily Injury & Property Damage Liability, Personal Injury Protection, Uninsured Motorist 15/30/5(l)
NM Bodily Injury & Property Damage Liability 25/50/10
NY Bodily Injury & Property Damage Liability, Personal Injury Protection, Uninsured Motorist 25/50/10* (50/100 if the injury results in death)
NC Bodily Injury & Property Damage Liability 25/50/15
ND Bodily Injury & Property Damage Liability, Personal Injury Protection, Uninsured Motorist 25/50/25
OH Bodily Injury & Property Damage Liability 12.5/25/7.5
OK Bodily Injury & Property Damage Liability 10/20/10
OR Bodily Injury & Property Damage Liability, Personal Injury Protection, Uninsured Motorist 25/50/10
PA Bodily Injury & Property Damage Liability, Medical Payments 15/30/5
RI Bodily Injury & Property Damage Liability, Uninsured Motorist 25/50/25
SC Bodily Injury & Property Damage Liability, Uninsured Motorist 15/30/10
SD Bodily Injury & Property Damage Liability, Uninsured Motorist 25/50/25
TN Financial Responsibility Only 25/50/10
TX Bodily Injury & Property Damage Liability 20/40/15
UT Bodily Injury & Property Damage Liability, Personal Injury Protection 25/50/15
VT Bodily Injury & Property Damage Liability, Uninsured Motorist, Underinsured Motorist 25/50/10
VA Bodily Injury & Property Damage Liability, Uninsured Motorist 25/50/20
WA Bodily Injury & Property Damage Liability 25/50/10
WV Bodily Injury & Property Damage Liability, Uninsured Motorist 20/40/10
WI Financial Responsibility Only, Uninsured Motorist 25/50/10
WY Bodily Injury & Property Damage Liability 25/50/20

* The first two figures refer to bodily injury liability limits and the third figure refers to property damage liability. For example, 20/40/10 means coverage up to $40,000 for all persons injured in an accident, subject to a limit of $20,000 for one individual and $10,000 coverage for property damage.
( j ) In addition to the $5,000 minimum PD Coverage, insureds must also carry at leat $10,000 per accident for PD other than to a vehicle and any property in and upon it.

( k ) In addition, insureds must also carry at least $1,000 for medical payments.

( l ) Basic policy (optional) limits are 10/10/5.

( m ) Low-cost policy limits for Los Angeles and San Francisco low income drivers in the California Automobile Assigned Risk